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PREMIER VISARemove

PFCU Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo Annual Fee and No Balance Transfer FeePFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance3% of the amount, minimum $10, maximum $150PFCU · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Balance transfer$0, No Annual Fee and No Balance Transfer FeePFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
RewardsNot disclosed3 points per $1. See source conditions for eligible purchases.PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
RewardsNot disclosed2 points per $1. See source conditions for eligible purchases.PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Points expire 5 years from the december 31st upon the end of calendar year five. Redemption options: cash back, travel credit. Earn 3x Points on Digital PurchasesPFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewardsRedeem points for cash back, travel credit and morePFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewardsPoints, once earned, are valid for up to 60 months and will expire after December 31st upon the end of calendar year five.PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewards****Earn Premier reward points: 3x on points on qualifying purchases from eligible digital goods, gaming, application, streaming, and media merchants, 2x on fuel, and 1.5x on all other purchases. Variable APR based on creditworthiness and Prime Rate; will vary with market conditions. Membership eligibility requirements apply. Merchant classification is set by retailers; PFCU determines which transactions qualify for rewards points. Points not earned on returns, balance transfers, cash advances, finance charges, fees, cash equivalents (including prepaid/reloadable cards), convenience checks, ATM withdrawals, foreign currency conversion charges, travelers’ checks, or insurance; no cash value until redeemed. See Visa disclosures for full terms PFCU's PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewards. Offer valid on purchases made between 10/01/2026 and 12/31/2026.PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Points expire 5 years from the december 31st upon the end of calendar year five. Redemption options: cash back, travel credit. 2x Points on FuelPFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewardsRedeem points for cash back, travel credit and morePFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewardsPoints, once earned, are valid for up to 60 months and will expire after December 31st upon the end of calendar year five.PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewards****Earn Premier reward points: 3x on points on qualifying purchases from eligible digital goods, gaming, application, streaming, and media merchants, 2x on fuel, and 1.5x on all other purchases. Variable APR based on creditworthiness and Prime Rate; will vary with market conditions. Membership eligibility requirements apply. Merchant classification is set by retailers; PFCU determines which transactions qualify for rewards points. Points not earned on returns, balance transfers, cash advances, finance charges, fees, cash equivalents (including prepaid/reloadable cards), convenience checks, ATM withdrawals, foreign currency conversion charges, travelers’ checks, or insurance; no cash value until redeemed. See Visa disclosures for full terms PFCU's PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsRewards. Offer valid on purchases made between 10/01/2026 and 12/31/2026.PFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website