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Quorum Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | $0, Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | up to $25 — Late Payment Fee:QUORUM · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Returned payment | up to $25 — Returned Payment Fee:QUORUM · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| RewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsRewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: travel, merchandise, experiences, cash. One point per dollar spent — redeem toward travel, merchandise, experiences, and cashQUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |