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Radifi Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feeRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Other fees$0, No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup bonuspoints award15,000 points. Spend $1,500 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Get 15,000 bonus pointsRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup source conditions when you spend RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup source conditions$1,500RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup source conditions in the firstRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup source conditions 90 daysRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup source conditions of opening the credit card accountRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
RewardsNot disclosed3 points per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
RewardsNot disclosed2.5 points per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 3 points for every $1 spent at restaurants and entertainment merchants.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. : Earn 2.5 points per dollar spent at cruise line, boat rental and boat lease merchants.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website