Side-by-side review
Compare terms without losing the source.
Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
Radifi Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual feeRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Other fees | $0, No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewards60 days | 1.5 points per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| RewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| New Account PERK: Earn 1.5x points per dollar on all purchases for the first 60 daysfirst 60 days | 1.5 points per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Earn 1 point for every dollar spend on purchases after the first 60 days following the opening of the credit card account.after the first 60 days | 1 point per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1.5x points per dollarRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | on all purchases for the first RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | 60 daysRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | of opening the credit card accountRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1 point per dollarRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | on all purchases for the first RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | 60 daysRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | of opening the credit card accountRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | Then, RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | after thatRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsRewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: cash, statement credit, gift cards, merchandise, travel. Earn 1 point for every dollar spent on purchases after the first 60 days following the opening of the account.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsRewards | Redeem points for cash or for a statement credit, gift cards, merchandise, or travel.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsNew Account PERK: Earn 1.5x points per dollar on all purchases for the first 60 days | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. New Account PERK: Earn 1.5x points per dollar on all purchases for the first 60 daysRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsEarn 1 point for every dollar spend on purchases after the first 60 days following the opening of the credit card account. | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1 point for every dollar spend on purchases after the first 60 days following the opening of the credit card account.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |