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Rosedale Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfersintroductory rate first | 0%Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | Not disclosedRosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | the greater of $10 or 3% of the amount, After the introductory period, the variable APR will be Prime + 5.74% to Prime + 15.74% APR based on creditworthiness. A Balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies**Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Balance transfer terms | within 60 days of opening the accountRosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| APR qualificationsBalance transfer · Introductory | 0% intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days of account openingRosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. Earn 1% cash back for every $1 spentRosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |