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Rosedale Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfersintroductory rate first | 0%Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | Not disclosedRosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | the greater of $10 or 3% of the amount, After the introductory period, the variable APR will be Prime + 9.74% to Prime + 15.74% APR based on creditworthiness. A Balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.**Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Balance transfer terms | within 60 days of opening the accountRosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| APR qualificationsBalance transfer · Introductory | 0% Intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days of account openingRosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. Earn 1% cash back for every $1 spent.Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash signup bonus | $50 cash award. After $1,000 in qualifying purchases. Payment timing is not disclosed. Earn a $50 cash back bonus once you spend $1,000 on purchases within the first 90 days of account opening.Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash signup bonus | Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |