| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | $95, Annual Fee $95 waived for the first year.**Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Cash back · Gasoline | 2% cash back. Payment timing is not disclosed. Earn 3% cash back on travel & dining, 2% on gasolineRosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Gasoline | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Other purchases | 1% cash back. Payment timing is not disclosed. , and 1% on everything elseRosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Travel and dining | 3% cash back. Payment timing is not disclosed. Earn 3% cash back on travel & dining, 2% on gasolineRosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Travel and dining | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash signup bonus | $500 cash award. After $5,000 in qualifying purchases. Payment timing is not disclosed. Earn a $500 cash back bonus once you spend $5,000 on purchases within the first 90 days of account opening.Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash signup bonus | Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.Rosedale Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
