| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual feeROYAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | 3% of the amount, minimum $10, maximum $75, There are no annual fees and no balance transfer fees. However, the cash advance fee is 3% of the transaction amount with a $10 minimum and $75 maximum, and the foreign transaction fee is up to 2%.ROYAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | $0, The Royal Platinum Rewards Visa® credit card offers no-fee balance transfers at any time!ROYAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Purchase rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.ROYAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: travel, gift cards, statement credits, merchandise. at no extra cost to cardholders. You earn one reward point for every dollar you spend on purchases, with no annual limit on the number of points you can earn. Points can be redeemed for travel, gift cards, statement credits, merchandise, and more. Balance transfers, cash advances, and card fees do not earn reward points.ROYAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
