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San Diego County Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 14.24%–20.24% variableSAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | NoneSAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsPurchase · Regular | 14.24% to 20.24%SAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. Earn unlimited 1% cash back² with one of SDCCU's best cash back credit cardsSAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | ²Rebate credited to your balance each billing cycle. Cash advances, convenience checks, balance transfers and refunded purchases are not eligible purchases. The cash reward program is available only for well-qualified applicants. SAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |