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San Diego County Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 14.24%–20.24% variableSAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $35, No annual fee for the first year, $35 annual fee thereafter is waived when total annual purchases exceed $6,000SAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsPurchase · Regular | 14.24% to 20.24%SAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 1,000 points. Qualifying purchase amount is not disclosed. Qualification deadline is not disclosed. Award posting timing is not disclosed. Offer expiration not disclosed. Earn additional 1,000 bonus points if enrolled in the optional SAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | Fly Miles Plus Reward ProgramSAN DIEGO COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |