Side-by-side review
Compare terms without losing the source.
Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
Security Service Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Great credit | median 10.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Good credit | median 12.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Poor credit | median 10.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| No credit score | median 10.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| All applicants | 8.99%–18% variableSECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for balance transfersintroductory rate first | 0%–9.90% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| APR for cash advances | ||
| Great credit | median 10.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Good credit | median 12.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Poor credit | median 10.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| No credit score | median 10.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| All applicants | 8.99%–18% variableSECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | 30 days from the close of each billing cycle | — |
| How we calculate your balance | Average daily balance including new purchases | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Transaction fees | ||
| Cash advance | up to 2% — Up to 2.00% .SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Balance transfer | up to $200 — Up to 2.00% with a $200 limit.SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Foreign transaction | 1.10% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Penalty fees | ||
| First late fee | $25Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Returned payment | up to $20SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Other fees | ||
| Return Payment | $20, When the Payment is returned for insufficient fundsConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Balance transfer terms | YesConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Opening conditions | Credit Union Membership required.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |