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Solvay Bank
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| 15.88%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website | |
| APR for balance transfers | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| APR for cash advances | 15.88%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | 25 days from the close of each billing cycle | — |
| How we calculate your balance | Average daily balance including new purchases | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Transaction fees | ||
| Cash advance | 3% of the amount, minimum $10Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Balance transfer | 3% of the amount, minimum $10Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Foreign transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Penalty fees | ||
| First late fee | If we do not receive at least the Minimum Payment Due by the Payment Due Date, on the first occurrence of the violation, a fee of $27.00 or the amount of the violation whichever is less, will be assessed.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Repeat late fee within six billing cycles | $37Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Returned payment | — | |
| Other fees | ||
| None disclosed | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |