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Southern Michigan Bank & Trust
| Term | Value | Source |
|---|---|---|
| Loan amount | Not parsed | |
| Loan term | Not parsed | |
| Collateral | Not parsed | |
| Prepayment penalty | Not parsed | |
| Maximum loan to value | Not parsed | |
| Draw period | Not parsed | |
| Repayment period | Not parsed | |
| Rate floor | Not parsed | |
| Rate cap | Not parsed | |
| APR | — | |
| Fees | — | |
| Access to fundsHOME EQUITY LOANS Home Equity Installment No annual fees. Can be used for home improvements and other major purchases. *Loans up to 90% of your homes appraised value if SMBT holds your first mortgage, or 80% if with another lender. All loans subject to approval. SMBT NMLS #480296 Apply Now: https://mysouthernmortgage-portal.smb-t.com/#/get-started | WithheldSouthern Michigan Bank & Trust · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |