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ST. Mary'S Bank Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feeST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Signup bonuspoints award10,000 points. Spend $1,500 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Cardholder will earn 10,000 bonus points for spending $1,500 within 90 days of account opening, or earn 5,000 bonus points for spending $750 within 90 days of account opening, for qualified transactions made at participating merchants using their Rewards Card. ST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup bonuspoints award5,000 points. Spend $750 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Cardholder will earn 10,000 bonus points for spending $1,500 within 90 days of account opening, or earn 5,000 bonus points for spending $750 within 90 days of account opening, for qualified transactions made at participating merchants using their Rewards Card. ST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
with every purchase. 1.5 points for every dollar spent*. Not disclosed1.5 points per $1. See source conditions for eligible purchases.ST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditions with every purchase. 1.5 points for every dollar spent*. Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. with every purchase. 1.5 points for every dollar spent*. ST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website