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Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment$10, - If your Minimum Payment is not paid within 10 days after the Payment Due Date, you will be subject to a $10.00 charge or the maximum late charge allowed by applicable law.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Returned payment—