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Star One Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases8.75%–12.75%STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers8.75%–12.75%STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances8.75%–12.75%STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feeSTAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment$10, $10.00 or the required minimum payment, whichever is less, if you are 10 or more days late in making a payment.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Returned payment$15, $15.00 or the amount of the required minimum payment, whichever is less.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Other fees$0, NoneSTAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular8.75% - 12.75%STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1 point per $1. See source conditions for eligible purchases.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Earn 1 rewards point for every dollar spent. Like all Star One Visa cards, there are no annual fees, no foreign-transaction fees, no balance-transfer fees, and no cash-advance fees.Not disclosed1 point per $1. See source conditions for eligible purchases.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Visa Platinum Rewards rewardsNot disclosed1 point per $1. See source conditions for eligible purchases.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1 point for every dollar spent with the exceptional service and perks you've come to expect.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsEarn 1 rewards point for every dollar spent. Like all Star One Visa cards, there are no annual fees, no foreign-transaction fees, no balance-transfer fees, and no cash-advance fees.Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1 rewards point for every dollar spent. Like all Star One Visa cards, there are no annual fees, no foreign-transaction fees, no balance-transfer fees, and no cash-advance fees.STAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsVisa Platinum Rewards rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1 pointSTAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsVisa Platinum Rewards rewards for every $1 spent on eligible purchasesSTAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsVisa Platinum Rewards rewardstravel, cash back, gift cards, merchandise, and moreSTAR ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website