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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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Westlake Black Visa Credit CardRemove

Stride Bank

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
IntroductoryNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Great creditmedian 13.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Good creditmedian 21.74%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Poor creditmedian 35.24%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
All applicants9.24%–35.74% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
APR for balance transfersNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
APR for cash advances
Great creditmedian 16.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Good creditmedian 24.74%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Poor creditmedian 35.24%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
All applicants12.24%–35.74% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases21 days from the close of each billing cycle—
How we calculate your balanceAverage daily balance including new purchases—
Annual fee$0, Annual Fee If the Rates and Fees Table included with your Agreement includes an Annual Fee or Annual Membership Fee, you will be charged this Fee once the account is opened, and on each subsequent anniversary date of Account opening each year. The Annual Fee will be charged to your Account.Stride Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 2
Transaction fees
Cash advanceEither 5% of the amount of each advance or $10.00, whichever is greater.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Balance transfer$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Foreign transaction3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Penalty fees
First late feeWe may charge you this Fee if we do not receive your payment as instructed on your Statement. This Fee will not exceed the amount permitted by law. We will charge $35 for any late payment, except to the extent the required minimum payment you fail to payConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Returned payment—
Other fees
Returned Payment Fee$35, We may charge you this Fee each time your financial institution for any reason rejects a payment you make to us. We will charge the lesser of $35 for any returned payment or the amount of your minimum payment. A returned payment may be considered a lateConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Over limit$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Purchase transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website
Opening conditionsThe program currently only provides for firm offers of credit extended to customers of Westlake Financial.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026Website