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Sunward Credit Union

Product terms with exact source passages
Term	Value	Source
APR for purchases	—
APR for balance transfers	—
APR for cash advances	—
Penalty APRafter a late or returned payment	—
Paying interestgrace period on new purchases	—
Annual fee	—
Transaction fees
Cash advance	—
Balance transfer	—
Foreign transaction	—
Penalty fees
Late payment	—
Returned payment	—
Cash signup bonus	$100 cash award. After $1,500 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Apply and once approved, get a $100 statement credit if you spend $1,500 on purchases in the first 90 days.SUNWARD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Cashback qualificationsCash signup bonus	To be eligible for the $100 statement credit, $1,500 in net purchases (i.e., purchases minus credits and returns) must be made with your Sunward credit card within 90 days of the new account opening. Account must be open and in good standing at the time credit is awarded to receive the credit. These transaction types do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by Sunward, quasi-cash items (e.g., casino chips), cash equivalents (e.g., money orders), and purchases made using a Personal Identification Number (PIN). This account is eligible for one statement credit of $100. Please allow up to four weeks after spending $1,500 to receive the credit. SUNWARD · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website