Skip to content
Banking RegistryReal data. Clear answers.

Side-by-side review

Compare terms without losing the source.

Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.

Clear

Sunwest Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
IntroductoryNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
APR for balance transfersintroductory rate first0%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
APR for cash advances17.99%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases25 days from the close of each billing cycle—
How we calculate your balanceAverage daily balance including new purchases—
Annual fee$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Transaction fees
Cash advance5% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Balance transfer3% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Foreign transaction1.10% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Penalty fees
First late fee$25Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Repeat late fee within six billing cycles$25Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Returned payment—
Other fees
Returned Payment Fee$35, If a payment made to the card is returned unpaidConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Over limit$25Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Purchase transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Balance transfer termsNoConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Opening conditionsMaricopa County, AZ or City of Tucson, AZConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website