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Sunwest Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website | |
| APR for balance transfers | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| APR for cash advances | 7.90%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | 25 days from the close of each billing cycle | — |
| How we calculate your balance | Average daily balance including new purchases | — |
| Annual fee | No annual feeSUNWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | $2Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Foreign transaction | 1.10% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Penalty fees | ||
| First late fee | $5Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Repeat late fee within six billing cycles | $5Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Returned payment | — | |
| Other fees | ||
| None disclosed | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Opening conditions | Residents of Maricopa County, AZ or the city of Tucson, AZConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026 | Website |
| Opening conditions | The Secured Card requires a minimum $500 deposit with no additional fees.SUNWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |