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Sutton Bank
| Term | Value | Source |
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| APR | — | |
| Fees | — | |
| Access to fundsUse the equity in your home to fund big moments or cover unexpected expenses. Request Info See More Details Features You’ll Love Competitive rates Quick, local decision-making Terms that fit your needs A flexible credit line for planned and unexpected expenses: Education expenses Major life events Home remodel projects Debt consolidation And much more Lower interest rates than most loans and credit cards Quick and easy access to money you need, when you need it The existing equity in your home is used as collateral backing The interest paid might be tax deductible Low monthly payments Set up automatic payments to be deducted from your account monthly Write up to 24 checks from this account per year Annual fee of $45 Repayment terms tailored to fit your needs — up to 120 months No minimum loan balance requirement No initial draw requirement No prepayment penalties Local decision-making and processing Attentive, friendly service from start to finish Variable APR is based upon the Wall Street Journal Prime Rate. The minimum APR is currently 5%. Maximum APR is 18%. Other rates and terms available. Property, title, and/or flood insurance may be required. Consult a tax advisor. Borrower must pay all applicable closing costs, which can range from $0 to $450. *For owner-occupied, single-family primary residence only--no rental properties, with equity of up to 80% loan to value. Subject to credit approval. Variable interest rates and terms are subject to change without notice. Sutton Bank NMLS #458322. Member FDIC, Equal Opportunity Lender. Request Info | WithheldSutton Bank · Page Capture Oct 6, 2026 · Captured Oct 6, 2026 | Website |