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Banking RegistryEvidence-backed financial product data

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AEO, Inc. Visa CardRemove

Synchrony Bank

APR for purchasesIntroductory rate shown first.
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
33.49%–33.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
APR for balance transfers
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
APR for cash advances
34.49%–34.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Penalty APRCharged after a late or returned payment.
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Paying interestThe grace period on new purchases.
23 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Annual fee
AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Transaction fees
Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Balance transferNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Foreign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Penalty fees
First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Repeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Returned payment—
Other fees
Debt cancellation$1.66Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Returned Payment Fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Paper Statement Fee$1.99Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Over limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card
Source
  • Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:aeo-inc-visa-card · captured 2026-09-06