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Synchrony Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | Not disclosedSynchrony Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for balance transfers | — | |
| APR for cash advances | Not disclosedSynchrony Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty APRafter a late payment; may apply indefinitely | 39.99%Synchrony Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Rate mechanics · Cash advance | 23.87% | — |
| Rate mechanics · Purchase | 22.87% | — |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0Synchrony Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |