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Synchrony Bank

Rates and fees, in the order the disclosure prints them
Term, in the disclosure's orderValuePage
APR for purchasesintroductory rate first
IntroductoryNone
Great credit30.74% variable
Good credit33.99% variable
Poor credit33.99% variable
All applicants24.99%–34.74% variable
APR for balance transfersNone
APR for cash advances34.99% variable
Penalty APRafter a late or returned paymentNot captured
Paying interestgrace period on new purchases23 days from the close of each billing cycle
Annual fee$0
Transaction fees
Cash advance5% of the amount, minimum $10
Balance transfer$0
Foreign transaction3% of the amount
Penalty fees
First late fee$29
Repeat late fee within six billing cycles$40
Returned paymentNot captured
Other fees
Returned Payment Fee$30
Debt Cancellation$1.66
Paper Statement Fee$1.99
Over limit$0
Purchase transaction$0