Side-by-side review
Compare terms without losing the source.
Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
Synchrony Bank
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard26.74%–33.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- APR for cash advances
- 29.72%–36.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Penalty APRCharged after a late or returned payment.
- —
- Paying interestThe grace period on new purchases.
- 23 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardBalance transfer4% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardForeign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Penalty fees
- First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardReturned payment—
- Other fees
- Returned Payment Fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardPaper Statement Fee$1.99Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardDebt Cancellation Fee$1.66Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard · captured 2026-09-06