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Synchrony Bank

Rates and fees, in the order the disclosure prints them
Term, in the disclosure's orderValuePage
APR for purchasesintroductory rate first
Introductory, 12 months0% variable
Great credit27.24% variable
Good credit33.99% variable
Poor credit33.99% variable
All applicants17.74%–33.74% variable
APR for balance transfersintroductory rate first
Introductory, 12 months0% variable
Introductory, 12 months0% variable
Introductory, 12 months0% variable
APR for cash advances
Great credit30.24% variable
Good credit36.99% variable
Poor credit36.99% variable
All applicants20.74%–36.74% variable
Penalty APRafter a late or returned paymentNot captured
Paying interestgrace period on new purchases23 days from the close of each billing cycle
Annual fee$0
Transaction fees
Cash advance5% of the amount, minimum $10
Balance transfer4% of the amount, minimum $10
Foreign transaction3% of the amount
Penalty fees
First late fee$30
Repeat late fee within six billing cycles$41
Returned paymentNot captured
Other fees
Returned Payment Fee$30
Paper Statement Fee$1.99
Debt Cancellation Fee$1.66
Over limit$0
Purchase transaction$0
Balance transfer termsNo