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Synchrony Bank

Rates and fees, in the order the disclosure prints them
Term, in the disclosure's orderValuePage
APR for purchasesintroductory rate first
IntroductoryNone
30.74%–30.99% variable
APR for balance transfersNone
APR for cash advances29.99% variable
Penalty APRafter a late or returned paymentNot captured
Paying interestgrace period on new purchases23 days from the close of each billing cycle
Annual fee$0
Transaction fees
Cash advance5% of the amount, minimum $10
Balance transfer$0
Foreign transaction3% of the amount
Penalty fees
First late fee$30
Repeat late fee within six billing cycles$41
Returned paymentNot captured
Other fees
Debt cancellation$1.66
Over limit$0
Purchase transaction$0