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Synchrony Bank

Rates and fees, in the order the disclosure prints them
Term, in the disclosure's orderValuePage
APR for purchasesintroductory rate first
IntroductoryNone
Great credit20.24% variable
Good credit28.49% variable
All applicants20.49%–28.49% variable
APR for balance transfersNone
APR for cash advances
Great credit30.24% variable
Good credit38.24% variable
All applicants30.49% variable
Penalty APRafter a late or returned paymentNot captured
Paying interestgrace period on new purchases23 days from the close of each billing cycle
Annual fee$99
Transaction fees
Cash advance5% of the amount, minimum $10
Balance transfer5% of the amount, minimum $5
Foreign transaction$0
Penalty fees
First late fee$30
Repeat late fee within six billing cycles$41
Returned paymentNot captured
Other fees
Returned Payment Fee$30
Paper Statement Fee$1.99
Over limit$0
Purchase transaction$0