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Team One Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfersfrom 8.90% variableTEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer$0, *APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time without notice. Credit approval required. Offer subject to change or end at any time. Visa is a registered trademark of Visa International Service Association.TEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Regular*APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time without notice. Credit approval required. Offer subject to change or end at any time. Visa is a registered trademark of Visa International Service Association.TEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website