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Technology Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | 0%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 13.65%–24.65%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 13.65%–24.65%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | 3% of the amount, minimum $10, 3% of advance amount ($10 minimum)TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 3% of the amount, minimum $10, 3% of advance amount ($10 minimum)TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular | 13.65% - 24.65%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Introductory | *0% introductory Annual Percentage Rate (APR) on purchases for 12 months from new Visa Classic® and Visa Signature® credit card account opening. Thereafter, a variable APR of 11.65%–22.65% for Visa Classic® and 13.65%–24.65% for Visa Signature® will apply based on creditworthiness. Promotion may be modified or discontinued at any time. For more information, review the Important Credit Card Disclosures upon application.TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1.25 points per $1. See source conditions for eligible purchases.TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1.25 points per $1. See source conditions for eligible purchases.TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: travel, cash, merchandise. Earn 1.25 Rewards Points for every $1 spent on purchases, redeemable for travel, cash, merchandise and more!TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |