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The Atlanta National Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Preferred Points Credit Card rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.The Atlanta National Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Rewards conditionsPreferred Points Credit Card rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Travel, Merchandise, Retail gift cards. Earn 1 point for each dollar spent – up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.The Atlanta National Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |