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The Citizens National Bank of Somerset
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| APR | — | |
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| Access to fundsRural Housing/ US Dept of Agriculture (USDA) Guaranteed by Rural Housing Services (RHS) Home must be located in a rural area as defined by RHS No down payment if the property appraises for the sales price or greater Seller can pay up to 6% of closing cost and pre-paid if stated in contract KHC DAP applicable Upfront & monthly mortgage insurance Minimum 620 credit score | WithheldThe Citizens National Bank of Somerset · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |