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The First National Bank in Sioux Falls

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditionsAll credit cards are subject to credit approval. Ask for details.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cash back1% cash back. Payment timing is not disclosed. 3% cash back on travel and dining, 2% cash back on gasoline, and 1% cash back for all other purchasesThe First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cashback qualificationsCash backWe group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cash back · Gasoline2% cash back. Payment timing is not disclosed. 3% cash back on travel and dining, 2% cash back on gasoline, and 1% cash back for all other purchasesThe First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cashback qualificationsCash back · GasolineWe group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cash back · Travel (airfare, hotel, car rental) and dining3% cash back. Payment timing is not disclosed. 3% cash back on travel and dining, 2% cash back on gasoline, and 1% cash back for all other purchasesThe First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cashback qualificationsCash back · Travel (airfare, hotel, car rental) and diningWe group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cash signup bonus$500 cash award. After $5,000 in qualifying purchases. Payment timing is not disclosed. $500 bonus cash back after spending $5,000 in the first 90 daysThe First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cashback qualificationsCash signup bonusUpon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website