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Visa Signature® Business Rewards Credit CardRemove

The First National Bank of Carmi

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual fee helps your business reduce your cost of credit.The First National Bank of Carmi · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditionsSubject to credit approval. Rates and fees subject to change.The First National Bank of Carmi · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Signup bonuspoints award20,000 points. Spend $2,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points.The First National Bank of Carmi · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Signup source conditionsWithin 90 days of opening your new Visa Signature Business credit card account, approved applicants must use their card(s) to make $2,000 in Net Purchases to receive 20,000 bonus points. Bonus point eligibility will be determined by combining Sub Account Net Purchases to the Program Member's Control Account, or by an individual Cardholder's Net Purchases if the individual Cardholder receives a bill. Bonus Points will be applied to your account within 45 days of meeting the spend requirement. The following transactions are excluded from "Purchases" and do not earn rewards points: cash advances, returns, finance charges and credit card interest or fees.The First National Bank of Carmi · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website