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The Monticello Banking Company
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | 0%–1.99%The Monticello Banking Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| APR for balance transfersintroductory rate first | 0%–1.99%The Monticello Banking Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | for purchases, balance transfers and cash advances. Plus, NO annual fee! You can even apply and make payments at any of our Monticello Banking Company locations.The Monticello Banking Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Other APRsoutside the standard boxes | 0%–1.99%The Monticello Banking Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Cash advance · Introductory; Purchase · Introductory | The great features don’t stop there! You may even qualify for a 0%-1.99% introductory The Monticello Banking Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |