Side-by-side review
Compare terms without losing the source.
Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
The Shelby County State Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | No annual feeThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | 5% of the amount, minimum $10, of 5% (minimum $10) applies to each balance transfer you make.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Signup bonuspoints award | 15,000 points. Spend $500 on eligible purchases. Qualify within 3 billing cycles after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Earn 15,000 bonus pointsThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Signup source conditions | ($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Signup source conditions | Must apply here for this offer. Offers vary elsewhere.*The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Signup source conditions | *Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| FuelNot disclosed | 2 points per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Other purchasesNot disclosed | 1 point per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Streaming servicesNot disclosed | 3 points per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| TravelNot disclosed | 5 points per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsFuel | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 2x points per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsFuel | on fuel purchasesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsFuel | Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsFuel | See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsOther purchases | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 1x point per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsOther purchases | on all other purchasesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsOther purchases | Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsOther purchases | See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsStreaming services | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 3x points per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsStreaming services | on streaming servicesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsStreaming services | Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsStreaming services | See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsTravel | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 5x points per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsTravel | on travel purchasesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsTravel | Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsTravel | See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |