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THE Southern Credit Union

APR for purchasesIntroductory rate shown first.
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
11.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
APR for balance transfers
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
APR for cash advances
11.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Penalty APRCharged after a late or returned payment.
Paying interestThe grace period on new purchases.
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Annual fee
AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Transaction fees
Cash advance$5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Balance transferNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Foreign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Penalty fees
First late fee$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Returned payment
Other fees
None disclosedNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Over limit$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
Source
  • Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic · captured 2026-09-06