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CITY SC Visa Credit CardRemove

Together Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeRates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting. No annual fee. 25-day grace period on purchases if payment is made in full by due date. See application for complete terms and conditions. Rates may vary with the market based on the Prime Rate quoted in theTOGETHER · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advancethe greater of $10 or 3% of the amount, 3) Platinum Points and CITY SC Visa - APR for Purchases: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 25.00%. No Annual Fee. Balance Transfer Fee: 3.00% of the amount of each balance transfer. Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater.  Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars. Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment. Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. Pay-by-Phone Fee: $10.00. If your account is subject to the Pay-By-Phone Fee, except as applicable by law, a fee will be charged for each time you make an expedited payment by telephone. Rush Fee: Up to $30.00. Statement Copy Fee: $2.00 per document. However, this fee is waived if you are an Eagle Advantage member.TOGETHER · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer3% of the amount, 3) Platinum Points and CITY SC Visa - APR for Purchases: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 25.00%. No Annual Fee. Balance Transfer Fee: 3.00% of the amount of each balance transfer. Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater.  Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars. Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment. Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. Pay-by-Phone Fee: $10.00. If your account is subject to the Pay-By-Phone Fee, except as applicable by law, a fee will be charged for each time you make an expedited payment by telephone. Rush Fee: Up to $30.00. Statement Copy Fee: $2.00 per document. However, this fee is waived if you are an Eagle Advantage member.TOGETHER · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction2% of the amount, 3) Platinum Points and CITY SC Visa - APR for Purchases: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 25.00%. No Annual Fee. Balance Transfer Fee: 3.00% of the amount of each balance transfer. Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater.  Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars. Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment. Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. Pay-by-Phone Fee: $10.00. If your account is subject to the Pay-By-Phone Fee, except as applicable by law, a fee will be charged for each time you make an expedited payment by telephone. Rush Fee: Up to $30.00. Statement Copy Fee: $2.00 per document. However, this fee is waived if you are an Eagle Advantage member.TOGETHER · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late payment—
Returned payment—