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Travis Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 14.99%–23.99% variableTRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 16.99%–25% variableTRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 16.99%–25% variableTRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Variable APR capthe calculated APR will not exceed this amount | up to 25% | — |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | 2% of the amount, minimum $10, 2%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 2% of the amount, maximum $25, 2%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 1% of the amount, 1%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | ||
| Late payment | $15, $15.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Returned payment | $15, $15.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Other fees | $5, $5.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Other APRsoutside the standard boxes | 25%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular | Your APR will vary with the market based on the Prime Rate.TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPenalty · Regular | An interest rate adjustment occurs when your account is 60 days or more past due. The interest rate adjustment will terminate if you make the required minimum payments for six consecutive months.TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Regular | 14.99%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |