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Truity Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment$28, Late Fee: If we do not receive a payment from you for at least the amount of your Minimum Monthly Payment by the Payment Due Date shown on your monthly statement, we may charge you a late payment fee in the amount stated in the Table of Charges. You will only be charged one late payment fee for any Minimum Monthly Payment which is not paid by the Payment Due Date.TRUITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Returned payment—