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Tucson Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory, reported median duration 12 months | 7.50% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Great credit | median 14.50%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Good credit | median 16.75%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| All applicants | 14%–16.75% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| APR for balance transfersintroductory rate first | 7.50% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| APR for cash advances | ||
| Great credit | median 14.50%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Good credit | median 18%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| All applicants | 14%–16.75% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | 30 days from the close of each billing cycle | — |
| How we calculate your balance | Average daily balance excluding new purchases | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Transaction fees | ||
| Cash advance | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Foreign transaction | 1% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Penalty fees | ||
| First late fee | $30, 20.00% of interest due- max $30.00Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Returned payment | — | |
| Other fees | ||
| Returned Payment | $20, If the member makes a payment from one of their own accounts and the payment is returned, there is a feeConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Balance transfer terms | NoConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Opening conditions | Must qualify for membership for the Credit Union, by living, working, or worshiping in Pima CountyConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |