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Banking RegistryEvidence-backed financial product data

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U.S. Bank

APR for purchasesIntroductory rate shown first.
0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
All applicants17.49%–27.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Credit score 619 or less27.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Credit scores from 620 to 71927.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Credit score of 720 or greater20.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
APR for balance transfers
0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
APR for cash advances
30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Penalty APRCharged after a late or returned payment.
Paying interestThe grace period on new purchases.
26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Annual fee
AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Transaction fees
Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Balance transfer5% of the amount, minimum $5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Foreign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Penalty fees
First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Repeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Returned payment
Other fees
Return Payment Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Over limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Balance transfer termsHow long a transfer may be requested for, and how much may be moved.
Grace period on transfersNoConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Source
  • Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig · captured 2026-09-06