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U.S. Bank
- APR for purchasesIntroductory rate shown first.
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigAll applicants17.49%–27.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigCredit score 619 or less27.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigCredit scores from 620 to 71927.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigCredit score of 720 or greater20.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- APR for balance transfers
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- APR for cash advances
- 30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigBalance transfer5% of the amount, minimum $5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigForeign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- Penalty fees
- First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigReturned payment—
- Other fees
- Return Payment Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sigPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- Balance transfer termsHow long a transfer may be requested for, and how much may be moved.
- Grace period on transfersNoConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig · captured 2026-09-06