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U.S. Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee$0U.S. Bank National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction$0, no foreign transaction feesU.S. Bank National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty fees
Late payment—
Returned payment—
Cash back · Other purchases1% cash back. Payment timing is not disclosed. 1% backU.S. Bank National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cashback qualificationsCash back · Other purchasesUnlimited rewards on all other eligible purchases anywhere Mastercard is acceptedU.S. Bank National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website