| APR for purchasesintroductory rate first | 0%U.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| APR for balance transfersintroductory rate first | 0%U.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | Enjoy a no annual fee card for you and your employees.U.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | 5% of the amount, minimum $5, The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances.U.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Other APRsoutside the standard boxes | NoneU.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Balance transfer terms | within 30 days of opening the accountU.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Cash advance · Introductory; Purchase · Introductory | The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances.U.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cash back | 5% cash back. Allow 1–2 statement billing cycles for payment. You will earn 5% Cash Rewards for every $1 spent in eligible Net Purchases on prepaid airfare, car and hotel reservations purchased in the Travel Center when using your U.S. Bank Business Shield™ Visa® Card. Please allow 1-2 statement billing cycles for Cash Rewards to be credited to your account.U.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Recurring statement credit · annual travel credit | $50 statement credit. Qualifying purchase threshold: $5,000. See source conditions. Each 12-month period starts at account opening and restarts on its anniversary. Allow 1–2 statement billing cycles for payment. In order to be eligible to receive an annual $50 statement credit, you must use your U.S. Bank Business Shield™ Visa® Card to make at least $5,000 in total qualified Purchased Travel that is posted to your account within each 12-month period using the Purchase Travel Link in the Rewards Center. The annual period starts on the date the account is opened and starts over on the anniversary of your account opening date. The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant submits a transaction to be posted to your account. Please allow 1-2 statement billing cycles for your $50 statement credit to appear on your account. We reserve the right to adjust or reverse any portion or all of any travel statement credit for unauthorized purchases or transaction credits.U.S. Bank National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
