| APR for purchasesintroductory rate first | 0%U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Minimum interest charge | $1U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Annual fee | . Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. The variable Penalty APR isU.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | 5% of the amount, minimum $10, . Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. The variable Penalty APR isU.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 5% of the amount, minimum $5, . Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. The variable Penalty APR isU.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsPurchase · Introductory | . The introductory rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. Should you choose to change your billing structure during the introductory period, the introductory rate may be forfeited, and the standard purchase APR applied to the remaining balance. We apply your payments to balances with lower APRs first.U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 20,000 points. Spend $1,500 on eligible purchases. Qualify within 90 days after account opening. Award posts within 1–2 statement cycles after qualification. Offer expiration not disclosed. In order to be eligible for the one-time 20,000 Loyalty Points bonus, you must spend at least $1,500 in Eligible Net Purchases using the Account Owner's Card within 90 days of account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Your $1,500 in eligible Net Purchases must post to your account during the promotion period. The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant submits a transaction to be posted to your account. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please allow 1-2 billing cycles after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Business Mastercard Accounts do not qualify for this one time bonus. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cardmembers will earn 2 Loyalty Points® for every $1 spent in Eligibe Net Purchases. Net Purchases are purchases minus credits and returns. You will earn 6 Loyalty Points for every $1 spent in Eligible Net Purchases on prepaid reservations in the Travel Rewards Center using your Edward Jones Business Mastercard. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Loyalty Points will expire 5 years from the end of the calendar quarter in which they were earned.Not disclosed | 2 points per $1. See source conditions for eligible purchases.U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Earn 6 Loyalty PointsNot disclosed | 6 points per $1. See source conditions for eligible purchases.U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsCardmembers will earn 2 Loyalty Points® for every $1 spent in Eligibe Net Purchases. Net Purchases are purchases minus credits and returns. You will earn 6 Loyalty Points for every $1 spent in Eligible Net Purchases on prepaid reservations in the Travel Rewards Center using your Edward Jones Business Mastercard. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Loyalty Points will expire 5 years from the end of the calendar quarter in which they were earned. | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Cardmembers will earn 2 Loyalty Points® for every $1 spent in Eligibe Net Purchases. Net Purchases are purchases minus credits and returns. You will earn 6 Loyalty Points for every $1 spent in Eligible Net Purchases on prepaid reservations in the Travel Rewards Center using your Edward Jones Business Mastercard. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Loyalty Points will expire 5 years from the end of the calendar quarter in which they were earned.U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsEarn 6 Loyalty Points | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 6 Loyalty PointsU.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsEarn 6 Loyalty Points | per net $1 spent on travel booked through the Rewards Center.U.S. Bank National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
