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Banking RegistryEvidence-backed financial product data

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U.S. Bank

APR for purchasesIntroductory rate shown first.
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
All applicants16.49%–26.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Credit score 619 or less26.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Credit scores from 620 to 71926.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Credit score of 720 or greater16.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
APR for balance transfers
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
APR for cash advances
28.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Penalty APRCharged after a late or returned payment.
Paying interestThe grace period on new purchases.
26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Annual fee
AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Transaction fees
Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Balance transfer3% of the amount, minimum $5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Foreign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Penalty fees
First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Repeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Returned payment
Other fees
Return Payment Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Over limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
Source
  • Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature · captured 2026-09-06