Side-by-side review
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Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
U.S. Bank
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardAll applicants17.49%–30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardCredit score 619 or less30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardCredit scores from 620 to 71930.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardCredit score of 720 or greater19.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- APR for cash advances
- 31.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Penalty APRCharged after a late or returned payment.
- —
- Paying interestThe grace period on new purchases.
- 26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardBalance transfer4% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardForeign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Penalty fees
- First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardReturned payment—
- Other fees
- Return Payment Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard · captured 2026-09-06