| APR for purchasesintroductory rate first | 0%U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR for balance transfersintroductory rate first | 0%U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0 Annual FeeU.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | 5% of the amount, minimum $5, The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory; Purchase · Introductory | The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash back | 2% cash back. See source conditions for payment timing. Earn unlimited 2% cash back on every purchase.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cashback qualificationsCash back |
To redeem as Cash Back in the values noted in this advertisement, Points can be redeemed as a deposit into an eligible U.S. Bank deposit account or statement credit. Other redemptions, such as gift cards and travel, may be at a reduced redemption rate.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Purchase rewardsNot disclosed | 2 points per $1. See source conditions for eligible purchases.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Visa Signature® Card with 2 Points for every $1 spent in eligible Net Purchases (Purchases minus credits and returns). You may earn additional Points for a Smartly Earning Bonus if you:U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Rewards source conditionsPurchase rewards | Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Rewards source conditionsPurchase rewards | Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Rewards source conditionsPurchase rewards |
To redeem as Cash Back in the values noted in this advertisement, Points can be redeemed as a deposit into an eligible U.S. Bank deposit account or statement credit. Other redemptions, such as gift cards and travel, may be at a reduced redemption rate.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Rewards source conditionsPurchase rewards |
Points will expire if there is no reward, Purchase, or balance activity on your Card account for 12 consecutive statement cycles. If you make a Purchase return or otherwise receive credit on a Purchase transaction, Points will be deducted from your Points balance based on the Smartly Earning Bonus tier that applies to your card account when you make the return or receive the credit.U.S. Bank National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
