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Union State Bank
| Term | Value | Source |
|---|---|---|
| Loan amount | Not disclosed | |
| Repayment term | Not disclosed | |
| Collateral | Real estateUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Prepayment penalty | Not disclosed | |
| Maximum loan to value | 80%Union State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Draw period | Not disclosed | |
| Repayment period | Not disclosed | |
| Rate floor | Not disclosed | |
| Rate cap | Not disclosed | |
| APR | — | |
| Fees | — | |
| Loan-to-value conditionsThe stated 80% is a conditional maximum; the bank says it may be available. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Secured debt conditionsThe final line considers outstanding mortgages and other debt secured by the home. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Opening conditionsCredit approval, qualified-borrower status, income limits and other restrictions apply; numeric income limits are not disclosed. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Access to fundsThe page describes access by phone or Home Equity Check; numeric draw and repayment periods are not disclosed. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Future useThe page describes future use without reapplying; an actual draw period is not disclosed. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Interest deductibilityThe page makes a conditional interest-deductibility statement; it does not determine any borrower’s tax treatment. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Tax advisorThe source directs readers to consult their tax advisor. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Rate comparisonThe page makes an unquantified rate-comparison claim; no numeric APR or guaranteed savings is disclosed. | WithheldUnion State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |