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Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.

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Platinum Rewards Mastercard®Remove

Vantage Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual fee, balance transfer fees, or cash advance feesVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance$0, No annual fee, balance transfer fees, or cash advance feesVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer$0, No annual fee, balance transfer fees, or cash advance feesVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
1 pointNot disclosed1 point per $1. See source conditions for eligible purchases.VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Earn 1 point for every dollar spent and double reward points on groceries and dining!Not disclosed1 point per $1. See source conditions for eligible purchases.VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
diningbetween February 15, 2026 and December 31, 20262 points per $1. First $3,000 of purchases in this shared group.VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
grocerybetween February 15, 2026 and December 31, 20262 points per $1. First $3,000 of purchases in this shared group.VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditions1 pointPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1 pointVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditions1 point for every dollar spent on net purchases* VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditions1 pointBalance transfer transactions, in addition to finance charges, fees, cash advances, convenience checks, foreign transactions charges or insurance charges posted to your account DO NOT qualify toward points in the CURewards Points Program. Account disclosures will be provided with receipt of credit card. VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsEarn 1 point for every dollar spent and double reward points on groceries and dining!Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1 point for every dollar spent and double reward points on groceries and dining!VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsdining; groceryPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Bonus reward points are earned independently on both dining and grocery purchases of up to $3,000 for Platinum Rewards cardholders between February 15, 2026 and December 31, 2026. VCU does not have the ability to control how a merchant chooses to classify their business; therefore, we reserve the right to determine which transactions qualify for the bonus points. VCU Platinum Rewards cardholders will earn 2 points for every dollar spent on net dining purchases and 2 points for every dollar spent on net grocery purchases.VANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website